During the holidays we all embraced family and loved ones while spreading cheer, exchanging gifts and curling up by the fire. While all that was nice we also overspent and overindulged on comfort foods and fatty treats, making it no coincidence that most women dedicated at least one New Year’s resolution to shedding that unwanted "winter coat".

Celebrity fitness expert and brand new mommy, Sara Haley (www.sarafitness.com) has developed a great workout for the New Year that can be done in just 20 minutes promising, if done correctly and consistently, to help you shed that extra 20lbs to feel great as we roll into spring and all year long! Complete with modifications, added challenges and a 2012 benefit breakdown, this workout will kick your butt in all the right ways.

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Though the Super Bowl isn't an official holiday, it certainly gets the same special treatment. On the day of the big game, roads clear and stores empty as millions of Americans crowd around TVs to watch the perennial battle for the ultimate American sporting prize.

The game is free to watch but the cost of hosting a party adds up quickly. When you're working on a shoestring budget, this can feel like a major obstacle to having the supreme Super Bowl shindig. While you probably won't be able to afford the coveted nacho-cheese fountain, there are still plenty of low-cost ways to set your party apart. As you plan your Feb. 5 festivities, keep a few of these affordable ideas in mind.

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JCPenney recently announced a permanent markdown of at least 40 percent on all it's merchandise - a preemptive move to introduce a tiered strategy of ongoing promotions to offer consumers more value.

Wouldn't it be nice if all department stores followed suit? Since it's likely they won't, now is a good time to brush up on your department store shopping skills with these seven tips to save at your favorite stores.

1. Befriend Sales Associates

Though your knee-jerk reaction to eager salespeople may be "I'm just looking," consider taking them up on their offer to serve you. Better yet, seek them out every time you shop the store. Building a rapport with a sales associate leads to the inside-track on upcoming sales and yields better customer service.

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A recent study conducted by the Kresge Foundation and published in Health Affairs found that treating children who are exposed to air pollution, toxic chemicals and other pollutants costs a staggering $76.6 billion dollars a year.  The study also found that children with existing allergies to common airborne allergens are even more vulnerable to chemical pollutants than others.

Chicago Healers Practitioner Martha H Howard, MD, says that simply being aware of what is most harmful to your children is the easiest way to protect them.  She offers the following information and tips to keeping your children safe from air pollution and toxic chemicals.  How can you avoid this problem?  Steer clear of these indoor chemical pollutants:

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Valentine's Day is quickly approaching, so you know what that means...time to start breaking out those razors, shaving those legs and getting gussied up!  :rofl:  Okay ladies, all kidding aside...around Valentine's Day is usually the time of year where we like to pamper ourselves and add a few extra steps into our beauty regimen so as to feel even more gorgeous.  Erika Katz, author of Bonding Over Beauty, offers several luxurious ways to look and feel great without breaking the bank.  Check out the following do-it-yourself beauty gift ideas for Valentine's Day:

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If your primary occupation over the last few months (or years) required more bedtimes than deadlines, you're not alone. According to the U.S. Census Bureau, an estimated 5 million women classified themselves as stay-at-home moms in 2010. Yet, that figure is down from just two years earlier as more mothers return to the workforce.

For any mom taking on new 9 to 5 with duties that go beyond diapers and dinner, your wardrobe will likely need a makeover. However, sprucing up your business style doesn't have to drain your kids' college funds nor limit your options.

Here are 8 tips to help you update your wardrobe with fashionable work-wear on a budget:

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