According to the authors of Freakonomics, people who purchase gym memberships overestimate their attendance by 70 percent. As a result, over $500 of the average annual cost of memberships is simply lining the pockets of gym owners -- and doing absolutely nothing for your waistline.

If you struggle with getting to the gym every day, try getting fit at home for a fraction of the cost. Though you may not have the fancy equipment offered by fitness clubs, you can still meet your goals affordably by considering the following tips.

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The Internet is useful for many reasons, not the least of which is answering questions that range from the mundane to the truly profound. To say that not all websites are useful is a massive understatement, and yet sometimes its hard to navigate between the good, the bad and the ugly.

Though hundreds of wonderful websites are likely overlooked each day, here are seven unique resources that do a great job of answering common questions.

1. What to Cook?

Your kitchen likely contains all the food you need to whip up a meal; You just have to put them together in the right combination. Based on your preferred list of ingredients, Gojee.com helps you create a meal out of items you already have stored in your pantry and fridge.

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Barack and Michelle do it. Brad and Angelina do it. John and Yoko did it. How?

As the divorce rate hovers near an estimated 50 percent in the United States, many blame career stress as a major cause of separations. But somehow some couples grow stronger, especially when they work together.

One couple who have worked together for nearly a decade in the stressful world of theater, producing Off-Broadway plays, has decided to share their secrets.  "In part, it is because we work together that our bond has strengthened after 10 years of marriage," says Jamillah Lamb, co-author along with her husband, David, of Perfect Combination: Seven Key Ingredients to Happily Living & Loving Together (www.acoupleoflambs.com).

The couple has worked together professionally in their stage company, Between The Lines Productions, Inc., for nine years. But the Lambs say even couples who aren't business partners are working together every day; because being in any relationship requires negotiating, compromising, and decision-making. Just think about the last time you had to decide whose mother's house you were going to for Christmas or where you were going to go for vacation or even which movie you were going to see last weekend.

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Once again another annual celebration of all things green, Earth Day, has come and gone.  While many people offer advice on being kind to Mother Earth around this time, too many of these tips don't quite coincide with frugal lifestyles.  In an effort to dovetail these two purposes, here are 22 budget-friendly ways to go green and live more harmoniously with our planet.

1. Sign up for the "no solicitation" registry.

That way, you can avoid getting credit card offers and other ads which will reduce paper clutter and save trees.

2. Shop online to reduce your carbon footprint and save money.

According to a study by Carnegie Melon's Green Institute, shopping online reduced carbon emissions by 35 percent. The abundance of online coupons from such sites as FreeShipping.org makes this green practice a no-brainer.

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Grandmothers get younger with every generation.  Because so many moms are busy raising their own young, grandma can often get overlooked on Mother's Day. Some feel fortunate if they get a phone call or grocery-store greeting card. Is that anyway to treat our venerated elders?

While it's true 70 is the new 60, for the purposes of this article I'm going to assume we're talking about the mothers and grandmothers of Baby Boomers. Here are a few ideas I came up with to help make the day special for grandma.

1. House Cleaning Party

Grandmothers with physical limitations might greatly appreciate a thorough housecleaning. You needn't tackle this venture on your own, however. Put together a posse of those who willing to help out, equip them with the proper tools, and have at it. After all, misery loves company.

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