Saving Money | Reviews | Giveaways at Mommy Living the Life of Riley

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September
3
Posted by: Melissa @ Mommy Living the Life of Riley on September 3rd, 2012    Filed in: Discounts, Coupons & Deals

National Coupon MonthLabor Day is today and that means great weekend savings on everything from clothes to appliances!  But another event in September offers plenty of money-saving potential beyond just the three-day weekend: National Coupon Month!

Created by the Promotion Marketing Association (PMA) to generate awareness about coupon savings, National Coupon Month celebrates the popular method of paying less for desired products. Coca-Cola is credited for the first-ever coupon back in 1887, when a hand-written voucher offered a free glass of the beloved beverage. Fast forward to the 21st century with the first-ever mobile coupon app created by Coupon Sherpa, allowing shoppers to access mobile coupons directly from their smartphones.

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August
31
Posted by: Melissa @ Mommy Living the Life of Riley on August 31st, 2012    Filed in: Discounts, Coupons & Deals

Best Labor Day DealsAs the unofficial end of summer, Labor Day is a popular weekend for travel, barbecues and of course, shopping. While deals abound on everything from housewares to garden supplies, clothing is one of the best purchases as retailers slash prices to rid sales floors of summer styles. Select stores even offer discounts on new fall looks, so check out this list of Labor Day coupons from FreeShipping.org and stock your wardrobe for less.

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August
27
Posted by: Melissa @ Mommy Living the Life of Riley on August 27th, 2012    Filed in: Tips, Techniques, How-Tos & Advice

Wedding PlanningI would happily relive my wedding day but never the year leading up to it. I planned our event while juggling class, working 30 hours a week and enduring a sudden death in my husband's family. Needless to say, I was ready to throw my hands up and scream "I'm done!" during the months leading up to the big day.

If this madness sounds familiar, try not to get weighed down by the drama and details of it all. Consider the following tips for saving time and staying sane during the most complicated party you'll ever plan.

1. Prioritize

The easiest way to cut down on the planning process is to reduce the number of things to plan. Prioritize what you and your future spouse really want for the wedding. Do the invitations need to reflect the latest innovations in origami? Are programs really necessary? Weddings are pretty commonplace, after all -- most people know what's going to happen. Not only will this save you time, but it will save you money, too.

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August
25
Posted by: Melissa @ Mommy Living the Life of Riley on August 25th, 2012    Filed in: Tips, Techniques, How-Tos & Advice

Electronics DepreciationThere's a big difference between investments and expenses. An investment implies you expect to get some return on your money, while an expense is money you spend and never plan to see again.

Despite the vast difference in money-use methodologies, shoppers tend to get their terminology mixed up. "Investing" in an LCD TV or Blu-Ray player is a misnomer. Just like a new car, these items lose value as soon as you take them for a spin. Though most consumers are already aware of this detail, it doesn't seem to slow their interest when it comes to electronics. The Consumer Electronics Association projects more than $1 trillion in such spending this year, an increase of 5 percent from 2011.

With the Consumer Electronics Show wrapping up last week, tech fanatics everywhere have an itch for the next big thing. If you plan on scratching it, use these tips to help defeat depreciation.

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August
24
Posted by: Melissa @ Mommy Living the Life of Riley on August 24th, 2012    Filed in: Giveaways, Product Reviews

Out to Eat with KidsMy family is a total bunch of dine-out junkies!  Actually, eating out at our local restaurant is one of those little luxuries we all look forward to.  I love to be able to eat yummy food that I didn't have to go grocery shopping for, didn't have to cook and don't have to clean up after.

For a family of three, it's also fairly cost-effective too.  Michael and I rarely eat out without a coupon and we always either share dishes or take plenty home to eat for lunch or dinner the next day.

Since Riley came along though, we've found it harder and harder to find kid-friendly restaurants that are both healthy and economical. That's why I'm glad to have stumbled upon a great database of family restaurants at Out to Eat with Kids.  Keep reading to learn more!

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August
23
Posted by: Melissa @ Mommy Living the Life of Riley on August 23rd, 2012    Filed in: Product Reviews

PNCOne of the most important lessons a parent can teach their child is that of fiscal responsibility and how best to manage their money.  Even though Riley is still too young to fully understand what money is, Michael and I are already trying to teach her the concepts of saving what you earn and donating to others.

Honestly, saving my money was one of those lessons I didn't exactly learn at an early age and I suffered the consequences of my bad financial decisions for more years than I care to remember.  Before I married Michael, I was wracked with credit card debt and living paycheck to paycheck with absolutely no money in the bank.

Thankfully, my financial story turned out to have a happy ending and I learned my lesson well.  I want to make sure that Riley doesn't make the same mistakes I did and am grateful to learn of companies like PNC that are helping parents teach their children practical money management skills.  Keep reading to learn more!

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