Bank of America has three major ways to help you save time and money this Christmas.  These include their Mobile Banking, Deposit Image ATMs and Online Banking.  Both online and mobile banking will help give you secure access to your checking, savings, credit card, mortgage, line of credit, loan and other accounts with Bank of America.

You can even transfer funds to other Bank of America accounts or customers, both online and by using your mobile phone.  Of course, it's always a breeze to instantly locate a nearby bank or ATM using these services too, complete with easy to read directions to your destination.

My personal favorite time-saver from Bank of America is definitely the Deposit Image ATMs.  Rarely do I conduct any other business at a bank or drive-thru teller window besides simply depositing checks or cash.  During the holidays, bank teller lines can easily double or triple in length and this could waste as much as 30 minutes of your day.  In 30 minutes' time, I could have decorated a Christmas tree or wrapped about 10 presents!

Now, with Deposit Image ATMs, you can feed checks or cash directly into an ATM with no deposit slips or envelopes needed.  This service is completely accurate and you will have a verified receipt showing exactly what you put into the machine.  You can even make deposits as late as 8 pm which will post to your account that same day!

Bank of America has definitely helped ease my holiday burden and allowed me to have a little more time and energy to spend on the important festivities of the season instead of on my banking transactions.  Check out these helpful holiday tips for getting back a little more time to make merry!

1. Road trip rules: Seasoned holiday road-travelers live by three simple rules: 1) invest in a quick pass to whiz past hour-long lines at the tolls, 2) plot out where to get the cheapest gas along the way by using a “gas prices” feature on MapQuest, and 3) pre-pack energy-boosting snacks and beverages to avoid crowded rest stops and fast-food joints.

2.   Make sure it's in stock: Nothing wastes more time than driving from store-to-store in search of a specific item.  Do yourself a favor and call ahead or better yet check store inventory online before you leave home.  Many major e-tailers offer customers the convenience of purchasing items online and then picking them up in-store…some with express pick-up lines.

3. Babysitting or play date exchange: Gain kid-free time to make your way through your holiday to-do list by coordinating a play date exchange with another family.